Skip to content
Sprout

Financial literacy, made practical

Understand your money, one clear idea at a time.

Learn how budgeting, saving, debt and investing really work. Ask questions in plain English and see the numbers for yourself.

Start learningAsk the assistant

Quick lesson

The Rule of 72

Divide 72 by a yearly return to estimate how many years it takes money to double.

Pick a yearly return

12years to double at 6%

72 ÷ 6 = 12.0. The exact figure with yearly compounding is 11.9 years, so the shortcut is close.

How it works

Four ways to build confidence

  1. 01

    Learn step by step

    Short lessons from budgeting basics to investing, in the order that builds on itself.

    See the learning path
  2. 02

    Make your plan

    A quick risk quiz and a few numbers give you a money roadmap: what to do first, and the investment mix that fits you.

    Build my plan
  3. 03

    Check your portfolio

    See what you really own, what fees cost you, where your next dollars should go and what a crash would mean.

    Check my portfolio
  4. 04

    Ask anything

    An AI coach that knows your plan, shows the maths, and checks a hot stock tip with you before you buy.

    Open the assistant

Try it

Small amounts, given time, add up

Move the sliders to see how much of a long-term balance comes from growth rather than deposits.

Compound growth calculator

See how a starting amount and a monthly habit can grow.

$
$
%

An assumption, not a promise. Real returns change every year and can be negative.

Balance after 20 years
$95,718
You put in
$49,000
Growth
$46,718

Growth makes up 49% of the balance so far. Compounding speeds up the longer money stays invested.

How this is calculated

Each month, the balance grows by one twelfth of the yearly return, then your monthly amount is added:

balance = balance × (1 + 6% ÷ 12) + $200

It assumes the same return every year. It doesn't include inflation, fees or taxes, which all reduce real-world results.

Our approach

Built to be trusted

  • Education, not advice

    We explain options and tradeoffs. We never tell you what to buy or promise returns.

  • Maths you can check

    Calculators run on tested code and show their formulas and assumptions.

  • Sourced market data

    Live figures come from Financial Modeling Prep, with the time they were recorded.

Not sure where to start?

Pick a question and the assistant will walk you through it.